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Did You Know?

Zelle® Transactions and
the IRS.

 

Zelle® does not report transactions made on the Zelle Network® to the IRS.

Zelle® does not report any transactions made of the Zelle Network® to the IRS, even if the total is more than $600.  The law requiring certain payment networks to provide forms 1099K for information reporting does not apply to the Zelle Network®.  If payments you receive on the Zelle Network® are taxable, it is your responsibility to report them to the IRS.  If you have any questions about your tax obligations, please consult with a tax professional.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Learn About Zelle®

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©2025 Bank of Hope. All rights reserved.
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Routing # 321370707
Territorial Savings, a division of Bank of Hope and the Territorial Savings, a division of Bank of Hope logo are registered trademarks of Bank of Hope. Territorial Savings Bank has merged into Bank of Hope. All accounts and agreements previously held by Territorial Savings Bank are now under Bank of Hope. Your account terms remain unchanged, but any documents referencing Territorial Savings Bank are now governed by Bank of Hope as the legal entity. Bank of Hope is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, for each account ownership category. Deposits held under the names of Bank of Hope and Territorial Savings are not separately insured. Deposits from each of these banks must be combined for purposes of determining whether a depositor has exceeded the federal insurance deposit limit.
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Icon for: F.D.I.C. Icon for: Equal Housing Lender
Routing # 321370707

©2025 Bank of Hope. All rights reserved.

Territorial Savings, a division of Bank of Hope and the Territorial Savings, a division of Bank of Hope logo are registered trademarks of Bank of Hope. Territorial Savings Bank has merged into Bank of Hope. All accounts and agreements previously held by Territorial Savings Bank are now under Bank of Hope. Your account terms remain unchanged, but any documents referencing Territorial Savings Bank are now governed by Bank of Hope as the legal entity. Bank of Hope is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, for each account ownership category. Deposits held under the names of Bank of Hope and Territorial Savings are not separately insured. Deposits from each of these banks must be combined for purposes of determining whether a depositor has exceeded the federal insurance deposit limit.