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Fixed Mortgage Rates

Territorial’s mortgage loan experts are available to assist you – when it’s convenient for you. You can call any of our experienced Branch Managers or our “on the road” Executive Loan Officers to help you decide which mortgage loan is best for you.

Territorial Savings Bank offers a variety of residential loan options.
Below are the terms and rates of our fixed rate loan programs.

30 Years

Fixed Mortgage Rate

Interest rate: 6.250%

Points: 2.000

APR: 6.461%

Monthly P&I Payments: $615.72

for 360 monthly payments
interest rates effective: December 20, 2024
based on per $100,000 borrowed

15 Years

Fixed Mortgage Rate

Interest rate: 5.750%

Points: 2.000

APR: 6.095%

Monthly P&I Payments: $830.41

for 180 monthly payments
interest rates effective: December 20, 2024
based on per $100,000 borrowed

The interest rates, Annual Percentage Rates (APRs), and points shown are solely for your information and may be changed at any time by Territorial Savings Bank. Interest rates and points based on a 30-day lock period, minimum down payment of 20% on purchases, and other conditions such as Loan-to-Value ratio and credit scoring ratings. Longer lock periods and loan options are available. Monthly Principal & Interest (P&I) Payments do not include costs such as taxes and insurance premiums. Other rates and terms available.


Call us for more information

1-888-522-0878


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